Unfortunately, thieves are becoming increasingly sophisticated, so we’d urge drivers to remain vigilant and take steps to secure their vehicles. But where the worst happens, we are there to assist our customers. We’ve seen a number of claims where a stolen car has been found on the same day - but to find one in just 36 minutes is really something else!
Insurers & Brokers
Vehicle Theft Recovery That Improves Loss Ratios.
Reduce Claims Costs. Recover More Vehicles. Protect Portfolio Performance.
Vehicle crime continues to drive costly claims, increase risk exposure and impact customer retention. Tracker's proven stolen vehicle recovery solutions help insurers and brokers reduce losses, improve claims outcomes and protect portfolio performance.
Vehicle Theft Is Driving Higher Claims Costs
Vehicle theft remains a significant challenge for the motor insurance industry. Theft levels remain substantially higher than a decade ago, while recovery rates for unprotected vehicles continue to decline. For insurers and brokers, every unrecovered vehicle increases claims costs, puts pressure on loss ratios and impacts long-term profitability.
Key Industry Statistics:
- 90,000+ vehicles stolen in 2025 across the UK.
- Only 13% of unprotected stolen vehicles were recovered between 2022-2025.
- £569 million paid out for vehicle theft claims during 2025.
- 2.5 million motor claims settled in 2025.
- £11,300 to £11,800 was the average value of a single vehicle crime claim
The Challenge for Insurers
Rising theft losses, declining recovery rates and increasingly sophisticated criminal methods are driving claims costs higher. Insurers need smarter ways to reduce claim severity, improve recovery outcomes and protect portfolio performance.
Reducing Theft Severity. Protecting Loss Ratios.
Tracker helps insurers and brokers tackle the financial impact of vehicle theft through proven recovery solutions that support profitability, enable growth, strengthen underwriting confidence and simplify implementation.
Reduce Claims Costs & Improve Loss Ratios
Vehicle theft can result in significant claims payouts, impacting profitability and portfolio performance. Tracker's police-supported recovery solutions help recover stolen vehicles before they become total-loss claims, reducing theft severity and helping protect loss ratios. Our solutions are tailored to different vehicle values and risk profiles, supporting more confident underwriting.
Drive Revenue Growth & Customer Loyalty
Enhance your insurance proposition with a high-value theft recovery solution that creates additional revenue opportunities while delivering meaningful customer value. By helping customers protect what matters most, Tracker strengthens retention, encourages renewals and builds long-term loyalty.
Underwrite High-Risk Vehicles With Confidence
Tracker helps insurers confidently expand their underwriting footprint by supporting vehicles and customer groups that may otherwise present elevated theft risks. Proven recovery performance and theft mitigation measures help reduce exposure while enabling growth in specialist and higher-risk market segments.
Simple Integration & Seamless Onboarding
Designed to fit easily within existing insurance schemes and customer journeys, Tracker offers straightforward implementation with flexible installation options, including self-install solutions on selected products. With dedicated support and minimal administration, it's easy to introduce enhanced vehicle protection without increasing operational complexity.
Solutions to Help Mitigate the Financial Impact of Car Theft.
With margins under pressure and theft-related claims increasing, insurers and brokers need smarter ways to protect profitability, differentiate their offering and strengthen customer relationships. Tracker helps transform vehicle crime challenges into opportunities to reduce claims exposure and deliver greater value.
Rising Claims Costs
Vehicle theft leads to high-value claims, increasing loss ratios, driving up payouts and putting pressure on underwriting performance.
Reduced Theft Claim Severity
Police-supported stolen vehicle recovery helps recover vehicles before they become total-loss claims, reducing claims costs and improving portfolio performance.
Limited Product Differentiation
Many insurance products offer similar levels of cover, making it increasingly difficult to stand out in a competitive market.
Value-Added Insurance Proposition
Offer customers a tangible vehicle protection benefit that enhances your policy offering and helps differentiate your brand.
Customer Churn Following Theft
A poor theft or claims experience can damage customer confidence, reduce satisfaction and increase the likelihood of non-renewal.
Stronger Customer Loyalty & Retention
Support customers at one of their most stressful moments, helping improve satisfaction, build trust and strengthen long-term retention.
Trusted by Leading Insurers. Proven Through Results.
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30+
- Leading UK Insurer Partners
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95%
- Successful Vehicle Recovery Rate
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188K+
- Devices Supplied - Insurer Programme
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£41M
- Total Value Recovered in 2025
Tracker, Supporting The National Response To Vehicle Crime.
Tracker's law enforcement partnerships extend far beyond vehicle tracking. Tracker works closely with police forces and specialist law enforcement organisations across the UK, supporting both vehicle recovery operations and wider initiatives aimed at disrupting organised criminal activity.
National Police Chiefs' Council (NPCC)
Tracker is the only stolen vehicle recovery provider with a formal collaboration supporting every UK police force. This longstanding relationship helps ensure Tracker-equipped vehicles can be supported through a nationwide recovery network.
National Vehicle Crime Intelligence Service (NaVCIS)
Tracker works closely with NaVCIS, a specialist national policing unit dedicated to disrupting vehicle crime, organised criminality and vehicle exportation. Through operational cooperation and intelligence sharing, Tracker helps support investigations into vehicle theft and organised crime networks.
National Vehicle Crime Reduction Partnership (NVCRP)
Tracker actively supports the NVCRP, helping bring together policing, government and industry partners to reduce vehicle crime through collaboration, prevention initiatives and intelligence-led strategies.
Secured by Design - 'Police Preferred Specification'
Tracker is a member of Secured by Design, the official police security initiative dedicated to reducing crime and improving public safety. Our 'Police Preferred Specification' accreditation recognises that Tracker products meet recognised police security standards, providing customers with additional confidence that their vehicles are protected by solutions trusted by UK policing.
How The Police Track Stolen Vehicles Using Tracker VHF Technology
See how Tracker's Thatcham-accredited stolen vehicle recovery technology helps support the location and recovery of stolen vehicles.
Hosted at Thatcham Research HQ, this demonstration showcases how advanced tracking technology, combined with dedicated recovery expertise and police collaboration, helps combat vehicle theft and improve recovery outcomes.
Tracker Resource Hub
Crime Trends
Featured
Tracker warns motorists not to mistake connected car apps for stolen vehicle recovery systems
Read moreTracker In The News
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Crime Trends
Read More
Tracker warns motorists not to mistake connected car apps for stolen vehicle recovery systems
In response to Thatcham Research highlighting the “genuine and growing gap” between consumer expectation and the technical reality of connected car features, Tracker Network (UK) Ltd agrees drivers need to understand the difference between inbuilt vehicle connectivity and a dedicated stolen vehicle recovery solution.
02 July 2026
Crime Trends
Read More
Tracker Calls For A United Front In Driving Change On The Possession Of GPS Signal Jammers
Stolen vehicle recovery (SVR) expert, Tracker Network UK Limited, is welcoming the government’s open call for evidence regarding the impact of radiofrequency jammers when used by criminals. It is urging all automotive stakeholders – drivers, car theft victims, manufacturers, dealers and insurance providers - to share their views before the 8th May 2026 deadline. In the case of vehicle theft, these inexpensive jamming devices are used to disrupt on the vehicle’s onboard GPS tracking signals to and from GPS satellite devices, allowing a stolen and tracked vehicle to disappear in plain sight.
30 April 2026
Case Studies
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Four illicit GPS signal jammers fail as Tracker and police recover stolen Toyota RAV4 in just three hours
Stolen vehicle recovery (SVR) expert, Tracker Network UK Limited, has worked with police to locate and recover a stolen Toyota RAV4 worth £26,000 just three hours after the theft was reported. Despite the thieves using four active GPS jamming devices, Tracker’s proven VHF technology enabled the police to swiftly track and successfully recover the vehicle.
27 May 2026
Let's Strengthen Your Insurance Proposition
Organised Vehicle Crime Is Increasing. Recovery Matters More Than Ever.
Reduce Claims Costs
Recover more stolen vehicles before they become costly total-loss claims.
Strengthen Portfolio Performance
Improve loss ratios and support higher-risk vehicle underwriting with greater confidence.
Differentiate Your Proposition
Offer customers added value that helps attract, retain and grow policyholders.
Discover how Tracker can help enhance customer value, support theft prevention and strengthen your insurance offering.
Greater Peace of Mind
Confidence that their vehicle is protected by proven stolen vehicle recovery technology.
Faster Vehicle Recovery
Industry-leading recovery solutions help return stolen vehicles quickly and efficiently.
Less Stress, Less Disruption
A successful recovery can minimise inconvenience and improve the overall claims experience.