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Thousands of motorists still being warned about car insurance changes

Date: 28/11/2014 11:32:58
Category: Insurance
Author: Laura Varley

Some 60,000 letters are sent out a month to motorists warning them that they either need to insure their car or declare it off road, the Motor Insurers' Bureau (MIB) has revealed.

The letters are sent to motorists who have a vehicle not recorded on the Motor Insurance Database. Despite the warnings, some 6,000 are prosecuted every month for failing to take action. In total, two million letters regarding the changes to car insurance - which were first implemented in 2011 - have been sent to drivers, reports rac.co.uk. Before the changes, motorists were able to keep a vehicle off the road without insurance and did not have to declare they were doing so.

Motorists who either don't insure their car or declare it off road could face a £100 fixed penalty, court prosecution and a fine of up to £1,000 or their car being clamped, seized or destroyed. The changes were introduced to reduce the number of uninsured drivers, who kill some 130 people and injure 26,500 every year. They also increase other driver's insurance premiums, reports expressandstar.com.

Transport minister Robert Goodwill said: "I am really pleased to see that Continuous Insurance Enforcement is working well and urge motorists to make sure their vehicle is insured at all times unless they have told DVLA (Driver and Vehicle Licensing Agency) that it is off the road."

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