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Slovenian accident sparks lawnmower insurance debate

Date: 07/08/2014 03:46:15
Category: Insurance
Author: Graeme Parton

A legal case in Slovenia has ignited a European Union debate about whether ride-on lawnmowers should be classed as standard motor vehicles when it comes to insurance.

Earlier this year, a man from the country in Central Europe was injured when a reversing tractor hit the ladder he was climbing. Insurers, however, refused to cover the claim as the incident occurred on private land.

Now, the EU's lawmakers are considering enforcing new regulations which would see Brits required to take out separate policies for all similar machinery, regardless of whether they're being used on the road or not.

At present, personal agricultural vehicles are usually covered by standard home insurance policies, providing they remain on the user's own property.

Tim Price, an agricultural specialist from Stratford-on-Avon-based insurance firm NFU Mutual, was quoted by dailymail.co.uk as saying: "It would be likely to cost at least £100 extra a year to take out a separate motor policy, and that would be for a small mower at that."

The debate is ongoing and the European Court of Justice, which is situated in Luxembourg, is set to provide a final decision in September. The UK's transport secretary, Patrick McLoughlin, is expected to fight the ruling, however.

In 2013, a man working at the Queen's Sandringham Estate in Norfolk was hurt when a sit-on lawnmower fell onto him. According to telegraph.co.uk, the worker went on to make a full recovery, although the Health and Safety Executive (HSE) did launch an official investigation.

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