Crash-for-cash insurance fraudsters are targeting van drivers because their vehicles are much more likely to be fully covered, a new report from accident investigation firm APU has suggested.
Almost a third of all planned car collisions involve light commercial vehicles, with white Ford Transit vans particularly common. Crash-for-cash scammers, who are often part of organised gangs, purposely cause 'accidents' on the road to claim for compensation. Not only are commercial vehicles usually insured, drivers tend to work to strict deadlines and are often hurrying, so when a crash occurs, they are less likely to argue about who was responsible, reports dailymail.co.uk.
Neil Thomas, APU's director of investigative services, comments: "This is yet another example of how criminal fraud gangs are becoming more sophisticated - they are thinking quite hard about exactly who they target on the roads and it's based on solid logic."
The scams are both dangerous and costly, with the motor industry forced to fork out £392 million each year for crash-for-cash injury claims. Moreover, insurer Aviva recently claimed that the number of scams has risen by 51 per cent in 2013 and says that the crime should have greater repercussions, reports independent.co.uk. At the moment, many scammers are only given community orders, so there is little stopping them from going back to putting people's lives in danger.